Federal Student Loan Rules Change July 1, so Take These Six Steps Now

June 7, 2026 – In a USA Today article about upcoming federal student loan changes and what this means in practical terms for borrowers, Stacey MacPhetres, senior director of education finance at Bright Horizons, shares advice on the topic.

Many SAVE borrowers are in forbearance. Stacey MacPhetres of Bright Horizons said borrowers are strongly encouraged to explore and apply for other income-driven plans before the automatic deadline, because the standard plan can mean higher monthly payments. More information is available through ed.gov.