Federal Student Loans Change on July 1. Act Now Before Choices Narrow

June 2, 2026 – In a USA Today article about how disruptive the upcoming federal student loan changes will be, Stacey MacPhetres, senior director of education finance at Bright Horizons, shares insights on the topic. 

Many are in forbearance, said Stacey MacPhetres, senior director of education finance at Bright Horizons, a provider of educational advisory services.

"Because the standard repayment plan typically leads to higher monthly payments borrowers are strongly encouraged to explore and apply for other income driven plans on studentaid.gov before the expiration of the automatic deadline," she said.

Read the full article here.