Income-Sensitive Repayment Plan: How It Works and Who Qualifies

December 11, 2025 – In a Credible article about the Income-Sensitive Repayment (ISR) Plan, Stacey MacPhetres, senior director of education finance at EdAssist by Bright Horizons, shares insights on the topic. 

“The majority of these loans are now federally held,” says Stacey MacPhetres, senior director of education finance at EdAssist by Bright Horizons. “Only a small amount remain held by a commercial lender or guarantee agency.”

Read the full article here.